# About Robert Hutchings | 33° North Insurance Group, Frisco, TX > Meet Robert Hutchings, Owner / Agent of 33° North Insurance Group, an independent insurance agency in Frisco, Texas. Personalized service for North Texas families and businesses. Call (972) 987-0650. Source: https://33north-ins.com/about-robert-hutchings [Home](https://33north-ins.com/) / About Us # Meet Robert Hutchings, Owner / Agent of 33° North Insurance Group. Local service in Frisco, Texas. 33° North Insurance Group is an independent agency in Frisco. Robert built it around personalized service in his local community. We shop your coverage across several carriers, compare, and keep guiding you as your needs change. [Call (972) 987-0650](tel:+19729870650) [Get My Free Quote](https://33north-ins.com/quote) Independent Many Carriers Frisco Local To North Texas Free Quotes, No Pressure Mon–Fri 9–5 Central The Quick Answer **33° North Insurance Group** (Hutchings Enterprises Inc) is an **independent insurance agency in Frisco, Texas**. The agency's Owner / Agent is **Robert Hutchings**, who built it around one idea: **personalized service in his local community**. Because the agency represents **multiple insurance companies**, it shops coverage across several carriers and compares: auto, home, renters, condo, landlord, flood, life, motorcycle, RV and boat insurance, umbrella coverage alongside home and auto, and **business insurance** for local companies. 33° North works with **families and local businesses** in Frisco and across North Texas, including Collin and Denton counties, and can help clients across all of Texas. **"We work for you, not an insurance company."** Quotes are free. Call **[(972) 987-0650](tel:+19729870650)**, Monday to Friday, 9:00 AM to 5:00 PM Central. The owner Robert Hutchings · Owner / Agent The agency Independent · multiple carriers Office 7460 Warren Pkwy Ste 100, Frisco, TX 75034 · serving North Texas Hours Mon–Fri · 9:00 AM–5:00 PM Central Talk to Robert [(972) 987-0650](tel:+19729870650) ## One local agency. Two ways we can help. ↓ start here ↓ [For families Protect what you've built. Your cars, your home, and the people in it. Many of the families we help own a home and have more than one car in the driveway. We shop your home and auto across several carriers, explain the differences in plain English, and help you pick the coverage that fits. - Home and auto bundles, compared side by side - Free quotes from a licensed local agent - Help as your needs and the market change Call (972) 987-0650](tel:+19729870650) [For local businesses Coverage for the business you run. Shopped and explained, not just sold. We work with local business owners on commercial coverage, and with families who own rental property. Same approach: several carriers, compared, and explained. - Business coverage for local companies - Landlord coverage for rental homes - One agency for your personal and business policies See business coverage](https://33north-ins.com/business-insurance) Why 33° North ## A local agency. Built on personal service. Robert Hutchings started 33° North Insurance Group with a simple goal: give his neighbors in Frisco and North Texas **personalized service from someone in their own community**. When you call, you talk to a person who knows the area and takes the time to understand what you're protecting. The agency is **independent**, and that matters. We represent multiple insurance companies, so we can shop your coverage across several carriers and compare, instead of fitting you into one company's box. We help you buy insurance rather than sell it to you. The job doesn't stop at the sale. We guide you from buying the right [auto](https://33north-ins.com/auto-insurance) and [home](https://33north-ins.com/home-insurance) coverage to managing your protection as your life and the insurance market change. That might mean starting liability at 50/100/50, well above Texas's auto minimums, adding an umbrella policy on top of your home and auto, checking how your wind and hail deductible works before the next North Texas storm, or reviewing [life insurance](https://33north-ins.com/life-insurance) as your family grows. We help busy households, from young families to growing ones juggling a mortgage, a few cars and kids' schedules, and local business owners across Frisco, Plano, McKinney, Prosper, Little Elm, The Colony, Allen and Celina. We work for you, not an insurance company. Robert Hutchings · Owner / Agent, 33° North Insurance Group Meet the founder ## Robert Hutchings. Founder, 33° North Insurance Group. I'm Robert Hutchings, founder of 33° North Insurance Group, a **veteran-owned**, Texas-licensed independent insurance and financial services agency serving **North Texas**. I spent **15 years as a captive agent**, helping individuals, families, and local business owners protect their homes, vehicles, businesses, and financial futures. That experience taught me how insurance works from the inside, including what makes a policy a good fit and what clients need most when it's time to file a claim. I started 33° North to give clients something more: **choice**. As an independent agent, I'm not tied to a single company, so I can compare multiple carriers to find coverage that fits your needs and budget, then stand beside you long after the policy is in place. Our name comes from home. Frisco, where our office is located, Prosper, where I live, and neighboring Celina all sit near **33° north latitude**. These are the communities I'm proud to serve. I'm a husband and a father, so I understand how much rides on protecting the people you love. I live in Prosper with my wife and our daughter, and I treat every client's family with the same care I give my own. [Call (972) 987-0650](tel:+19729870650) [Get My Free Quote](https://33north-ins.com/quote) **Robert Hutchings**Owner / Agent · 33° North Insurance Group **Independent** Represents multiple insurance companies **Frisco** Serving Collin & Denton counties **Personal** Service from someone in your community **Free** Quotes and coverage reviews ## Who you'll work with. A local agent who knows your name. No call center, no "your agent has changed." When you call 33° North, you can always ask for Robert. He's the person who quotes your coverage, helps you set up your policies and is still here when your needs change. Robert Hutchings Owner / Agent Independent agent · Frisco & North Texas · Personal and business coverage [Read bio](#robert) The Independent Agency ## Several carriers, compared. One local agency in your corner. 33° North Insurance Group is an **independent agency**. We represent multiple insurance companies, so we shop your coverage across several carriers and compare, then walk you through the options. That covers [auto](https://33north-ins.com/auto-insurance), [home](https://33north-ins.com/home-insurance), [renters](https://33north-ins.com/renters-insurance), [condo](https://33north-ins.com/condo-insurance), [landlord](https://33north-ins.com/landlord-insurance), [flood](https://33north-ins.com/flood-insurance), [life](https://33north-ins.com/life-insurance), [motorcycle](https://33north-ins.com/motorcycle-insurance), [RV and boat](https://33north-ins.com/rv-insurance) insurance, umbrella coverage alongside your home and auto, and [business coverage](https://33north-ins.com/business-insurance). Keeping your policies with one agency makes life simpler: one number to call, and one agent who knows your whole picture. Bundling home and auto may lower what you pay, and we'll tell you plainly when it doesn't. ### Help as your needs and the market change Life changes. A new teen driver, a paid-off car, a new roof after a hailstorm, a growing family, a new business. Insurance markets change too. We help you manage your protection over time so your coverage keeps up, your deductibles still make sense, and you hear about the discounts you may qualify for. Discounts vary and aren't available in every situation. ## Who you're working with. The short version. Insurance runs on trust, so here's what you'd want to know before handing someone your **auto, home, and family's coverage**. The agency Independent ### Multiple Carriers, One Local Agent 33° North Insurance Group (Hutchings Enterprises Inc) is an independent agency in Frisco. We represent multiple insurance companies, so we can compare your options instead of offering just one. Licensing Licensed ### Texas-Licensed Agent Robert is a Texas-licensed insurance agent. You can look up any Texas agent's license through the [Texas Department of Insurance](https://www.tdi.texas.gov). Community Local ### Based In Frisco We're part of the community we serve, working with families and local businesses across Frisco, Collin and Denton counties and the rest of North Texas. ## How we work. Five habits that don't change. 1 ### Education before the sale You'll understand what you're buying before you buy it. That includes what Texas's auto liability minimums do and don't cover, why personal injury protection (PIP) and uninsured/underinsured motorist coverage stay on your policy unless you reject them in writing, how a percentage wind/hail deductible works on many North Texas home policies, and why a standard home policy doesn't cover flood. 2 ### We shop, you choose Because we represent multiple insurance companies, we compare coverage and price across several carriers and lay out the trade-offs. Bundling home and auto may lower what you pay. [Call (972) 987-0650](tel:+19729870650) to see your options. 3 ### We stay with you after the sale From purchase to managing your protection, we keep an eye on things as your needs and the insurance market change, so your coverage doesn't quietly fall behind. 4 ### A real person answers You can always ask for Robert. One phone number, Monday through Friday, 9:00 AM to 5:00 PM Central, and we'll get back to messages within one business day. [See who you'll work with.](#team) 5 ### Built for North Texas families and businesses Homeowners with a few cars in the driveway, renters and condo owners, families with rental property, and local business owners. If it's yours to protect, we can help you shop it. ### Ready to talk about your coverage? Auto, home, renters, condo, landlord, flood, life, motorcycle, RV, boat, umbrella and business. One conversation, several carriers, zero pressure. [Call (972) 987-0650](tel:+19729870650) [or get a free quote online](https://33north-ins.com/quote) ## Questions people ask about 33° North Insurance Group. Who is Robert Hutchings? + Robert Hutchings is the founder and Owner / Agent of 33° North Insurance Group, a veteran-owned independent insurance agency in Frisco, Texas. He spent 15 years as a captive agent before starting 33° North to give clients a choice of carriers. He lives in Prosper with his wife and daughter, and built the agency around personalized service in his community: knowing clients by name, explaining coverage in plain English, and comparing multiple carriers so families and local businesses can see their options side by side. Is 33° North Insurance Group an independent agency? + Yes. 33° North Insurance Group is an independent agency, which means we represent multiple insurance companies instead of just one. We shop your coverage across several carriers and compare, so you can see your options side by side and choose what fits. We work for you, not for one insurance company. What insurance can I get through your agency? + Personal coverage: [auto](https://33north-ins.com/auto-insurance), [home](https://33north-ins.com/home-insurance), [renters](https://33north-ins.com/renters-insurance), [condo](https://33north-ins.com/condo-insurance), [landlord](https://33north-ins.com/landlord-insurance), [flood](https://33north-ins.com/flood-insurance), [life](https://33north-ins.com/life-insurance), [motorcycle](https://33north-ins.com/motorcycle-insurance), [RV and boat](https://33north-ins.com/rv-insurance) insurance, plus umbrella coverage alongside your home and auto. [Business coverage](https://33north-ins.com/business-insurance): commercial and business insurance for local businesses, such as general liability, commercial property and commercial auto. Availability depends on the carrier and your situation. What areas do you serve? + We're based in Frisco, which sits in Collin and Denton counties, and we work with families and businesses across North Texas, including Plano, McKinney, Prosper, Little Elm, The Colony, Allen and Celina. We can also help clients across all of Texas by phone and email. Who will I actually talk to when I call? + A real person at our Frisco agency, not a call center or a phone tree. You can always ask for Robert by name. Call [(972) 987-0650](tel:+19729870650), Monday through Friday, 9:00 AM to 5:00 PM Central, or email [bobh@33north-ins.com](mailto:bobh@33north-ins.com) and we'll get back to you within one business day. Do you charge a fee for a quote? + No. Quotes are free. Call with a question and you'll get a straight answer, even when the answer is that your current coverage already fits. Do you work with local businesses? + Yes. Along with North Texas families who bundle home and auto, we work with local business owners on commercial coverage. Many owners like having their personal and business policies with one agency. See [business insurance](https://33north-ins.com/business-insurance), or call to talk it through. Something we didn't cover? [Call (972) 987-0650](tel:+19729870650) or [start a free quote](https://33north-ins.com/quote). ## Find us elsewhere. Same local agency. Every link below is **ours**. Message us, send an email, or pick up the phone. [**Facebook**33° North Insurance Group](https://www.facebook.com/pages/33%20North%20Insurance%20Group/1420277571158059/) [**Phone**(972) 987-0650 · Mon–Fri 9–5](tel:+19729870650) [**Email**bobh@33north-ins.com](mailto:bobh@33north-ins.com) [**Online quote**Frisco, TX · North Texas](https://33north-ins.com/quote) ## Explore the coverage. [Home](https://33north-ins.com/home-insurance) [Auto](https://33north-ins.com/auto-insurance) [Life](https://33north-ins.com/life-insurance) [Business](https://33north-ins.com/business-insurance) ## Whichever door you came for, it opens with one call. A new policy, a second opinion on what you have, or both. We'll shop it across several carriers and explain it plainly. Zero pressure. [Call (972) 987-0650](tel:+19729870650) [or **get a free quote online**](https://33north-ins.com/quote) --- **33° North Insurance Group** · 7460 Warren Pkwy Ste 100, Frisco, TX 75034 · (972) 987-0650 · Mon–Fri 9:00 AM–5:00 PM Central Request a quote: https://33north-ins.com/quote-request (plain HTML form) or https://33north-ins.com/quote (guided).