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Meet Robert Hutchings, Owner / Agent of 33° North Insurance Group. Local service in Frisco, Texas.

33° North Insurance Group is an independent agency in Frisco. Robert built it around personalized service in his local community. We shop your coverage across several carriers, compare, and keep guiding you as your needs change.

Independent
Many Carriers
Frisco
Local To North Texas
Free
Quotes, No Pressure
Mon–Fri
9–5 Central
The Quick Answer

33° North Insurance Group (Hutchings Enterprises Inc) is an independent insurance agency in Frisco, Texas. The agency's Owner / Agent is Robert Hutchings, who built it around one idea: personalized service in his local community.

Because the agency represents multiple insurance companies, it shops coverage across several carriers and compares: auto, home, renters, condo, landlord, flood, life, motorcycle, RV and boat insurance, umbrella coverage alongside home and auto, and business insurance for local companies.

33° North works with families and local businesses in Frisco and across North Texas, including Collin and Denton counties, and can help clients across all of Texas.

"We work for you, not an insurance company." Quotes are free. Call (972) 987-0650, Monday to Friday, 9:00 AM to 5:00 PM Central.

The owner
Robert Hutchings · Owner / Agent
The agency
Independent · multiple carriers
Office
7460 Warren Pkwy Ste 100, Frisco, TX 75034 · serving North Texas
Hours
Mon–Fri · 9:00 AM–5:00 PM Central
Talk to Robert
(972) 987-0650

One local agency. Two ways we can help.

↓ start here ↓
Why 33° North

A local agency. Built on personal service.

Robert Hutchings started 33° North Insurance Group with a simple goal: give his neighbors in Frisco and North Texas personalized service from someone in their own community. When you call, you talk to a person who knows the area and takes the time to understand what you're protecting.

The agency is independent, and that matters. We represent multiple insurance companies, so we can shop your coverage across several carriers and compare, instead of fitting you into one company's box. We help you buy insurance rather than sell it to you.

The job doesn't stop at the sale. We guide you from buying the right auto and home coverage to managing your protection as your life and the insurance market change. That might mean starting liability at 50/100/50, well above Texas's auto minimums, adding an umbrella policy on top of your home and auto, checking how your wind and hail deductible works before the next North Texas storm, or reviewing life insurance as your family grows.

We help busy households, from young families to growing ones juggling a mortgage, a few cars and kids' schedules, and local business owners across Frisco, Plano, McKinney, Prosper, Little Elm, The Colony, Allen and Celina.

We work for you, not an insurance company. Robert Hutchings · Owner / Agent, 33° North Insurance Group
Meet the founder

Robert Hutchings. Founder, 33° North Insurance Group.

I'm Robert Hutchings, founder of 33° North Insurance Group, a veteran-owned, Texas-licensed independent insurance and financial services agency serving North Texas.

I spent 15 years as a captive agent, helping individuals, families, and local business owners protect their homes, vehicles, businesses, and financial futures. That experience taught me how insurance works from the inside, including what makes a policy a good fit and what clients need most when it's time to file a claim.

I started 33° North to give clients something more: choice. As an independent agent, I'm not tied to a single company, so I can compare multiple carriers to find coverage that fits your needs and budget, then stand beside you long after the policy is in place.

Our name comes from home. Frisco, where our office is located, Prosper, where I live, and neighboring Celina all sit near 33° north latitude. These are the communities I'm proud to serve.

I'm a husband and a father, so I understand how much rides on protecting the people you love. I live in Prosper with my wife and our daughter, and I treat every client's family with the same care I give my own.

Robert Hutchings, Owner / Agent of 33° North Insurance Group
Robert HutchingsOwner / Agent · 33° North Insurance Group
IndependentRepresents multiple insurance companies
FriscoServing Collin & Denton counties
PersonalService from someone in your community
FreeQuotes and coverage reviews

Who you'll work with. A local agent who knows your name.

No call center, no "your agent has changed." When you call 33° North, you can always ask for Robert. He's the person who quotes your coverage, helps you set up your policies and is still here when your needs change.

Robert Hutchings, Owner / Agent of 33° North Insurance Group in Frisco, Texas
Robert Hutchings
Owner / Agent

Independent agent · Frisco & North Texas · Personal and business coverage

Read bio
The Independent Agency

Several carriers, compared. One local agency in your corner.

33° North Insurance Group is an independent agency. We represent multiple insurance companies, so we shop your coverage across several carriers and compare, then walk you through the options. That covers auto, home, renters, condo, landlord, flood, life, motorcycle, RV and boat insurance, umbrella coverage alongside your home and auto, and business coverage.

Keeping your policies with one agency makes life simpler: one number to call, and one agent who knows your whole picture. Bundling home and auto may lower what you pay, and we'll tell you plainly when it doesn't.

Help as your needs and the market change

Life changes. A new teen driver, a paid-off car, a new roof after a hailstorm, a growing family, a new business. Insurance markets change too. We help you manage your protection over time so your coverage keeps up, your deductibles still make sense, and you hear about the discounts you may qualify for. Discounts vary and aren't available in every situation.

Who you're working with. The short version.

Insurance runs on trust, so here's what you'd want to know before handing someone your auto, home, and family's coverage.

The agency
Independent

Multiple Carriers, One Local Agent

33° North Insurance Group (Hutchings Enterprises Inc) is an independent agency in Frisco. We represent multiple insurance companies, so we can compare your options instead of offering just one.

Licensing
Licensed

Texas-Licensed Agent

Robert is a Texas-licensed insurance agent. You can look up any Texas agent's license through the Texas Department of Insurance.

Community
Local

Based In Frisco

We're part of the community we serve, working with families and local businesses across Frisco, Collin and Denton counties and the rest of North Texas.

How we work. Five habits that don't change.

1

Education before the sale

You'll understand what you're buying before you buy it. That includes what Texas's auto liability minimums do and don't cover, why personal injury protection (PIP) and uninsured/underinsured motorist coverage stay on your policy unless you reject them in writing, how a percentage wind/hail deductible works on many North Texas home policies, and why a standard home policy doesn't cover flood.

2

We shop, you choose

Because we represent multiple insurance companies, we compare coverage and price across several carriers and lay out the trade-offs. Bundling home and auto may lower what you pay. Call (972) 987-0650 to see your options.

3

We stay with you after the sale

From purchase to managing your protection, we keep an eye on things as your needs and the insurance market change, so your coverage doesn't quietly fall behind.

4

A real person answers

You can always ask for Robert. One phone number, Monday through Friday, 9:00 AM to 5:00 PM Central, and we'll get back to messages within one business day. See who you'll work with.

5

Built for North Texas families and businesses

Homeowners with a few cars in the driveway, renters and condo owners, families with rental property, and local business owners. If it's yours to protect, we can help you shop it.

Ready to talk about your coverage?

Auto, home, renters, condo, landlord, flood, life, motorcycle, RV, boat, umbrella and business. One conversation, several carriers, zero pressure.

Questions people ask about 33° North Insurance Group.

Who is Robert Hutchings? +

Robert Hutchings is the founder and Owner / Agent of 33° North Insurance Group, a veteran-owned independent insurance agency in Frisco, Texas. He spent 15 years as a captive agent before starting 33° North to give clients a choice of carriers.

He lives in Prosper with his wife and daughter, and built the agency around personalized service in his community: knowing clients by name, explaining coverage in plain English, and comparing multiple carriers so families and local businesses can see their options side by side.

Is 33° North Insurance Group an independent agency? +

Yes. 33° North Insurance Group is an independent agency, which means we represent multiple insurance companies instead of just one. We shop your coverage across several carriers and compare, so you can see your options side by side and choose what fits.

We work for you, not for one insurance company.

What insurance can I get through your agency? +

Personal coverage: auto, home, renters, condo, landlord, flood, life, motorcycle, RV and boat insurance, plus umbrella coverage alongside your home and auto.

Business coverage: commercial and business insurance for local businesses, such as general liability, commercial property and commercial auto. Availability depends on the carrier and your situation.

What areas do you serve? +

We're based in Frisco, which sits in Collin and Denton counties, and we work with families and businesses across North Texas, including Plano, McKinney, Prosper, Little Elm, The Colony, Allen and Celina.

We can also help clients across all of Texas by phone and email.

Who will I actually talk to when I call? +

A real person at our Frisco agency, not a call center or a phone tree. You can always ask for Robert by name.

Call (972) 987-0650, Monday through Friday, 9:00 AM to 5:00 PM Central, or email bobh@33north-ins.com and we'll get back to you within one business day.

Do you charge a fee for a quote? +

No. Quotes are free. Call with a question and you'll get a straight answer, even when the answer is that your current coverage already fits.

Do you work with local businesses? +

Yes. Along with North Texas families who bundle home and auto, we work with local business owners on commercial coverage. Many owners like having their personal and business policies with one agency.

See business insurance, or call to talk it through.

Something we didn't cover? Call (972) 987-0650 or start a free quote.

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Explore the coverage.

Whichever door you came for,
it opens with one call.

A new policy, a second opinion on what you have, or both. We'll shop it across several carriers and explain it plainly. Zero pressure.